Simulate the year’s IRS as on the Modelo 3 return: employment income, pensions, self-employment (recibos verdes), rental and capital income, tax credits and withholdings, to find out whether you will get a refund or have tax to pay. It compares joint and separate filing, applies IRS Jovem, the minimum subsistence amount and the Azores and Madeira rates, and produces a PDF report with the annexes and fields to fill in.

This is an informative simulation: it does not replace the assessment issued by the Portuguese Tax Authority (AT) or professional advice. If you need help with your situation, get in touch with us.

2026 IRS rate cut approved, not yet published

On 29/10/2026 the Government approved a cut in the rates of the first six IRS brackets (to 12.2%, 15.2%, 20.7%, 23.6%, 30.6% and 34.6%), effective from 1 January 2026. Until the decree-law is published in the Diário da República, 2026 simulations use the rates currently in force and may show slightly more tax. We will update the simulator as soon as it is published: use “Notify me when it is updated” to be told.